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The stability of individual health insurance markets is an area of concern that predates the Affordable Care Act of 2010 (ACA). While the ACA introduced a range federal and state levers intended to stabilize individual health insurance markets, not all reforms were successful or achieved their desired aims. Further, in recent years, market conditions and political uncertainty underscore the need to strengthen the individual health insurance market infrastructure. With the repeal of the federal health insurance mandate, wider availability of short-term plans, and the expiration of the ACA’s risk corridor and reinsurance provisions, federal and state governments are considering new ways to assure competition, affordability, and stability in the individual health insurance marketplaces. What do we know from the available evidence is effective in strengthening individual health insurance market? What are signs of destabilization? What are the most important questions for future research?

Learning Objectives

At the conclusion of the session, participants will be able to:

  • Review recent trends in individual health insurance market stability.
  • Identify the effects of a range of federal and state levers intended to strengthen the individual market’s infrastructure.

Watch Recorded Webinar




Megan Collado, M.P.H.

Senior Director - AcademyHealth

Megan Collado is a Senior Director at AcademyHealth, where she manages a number of Robert Wood Johnson Foundat... Read Bio


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Sabrina Corlette, J.D.

Research Professor - Center on Health Insurance Reforms (CHIR)

Sabrina Corlette, J.D., is a Research Professor at the Center on Health Insurance Reforms (CHIR) at Georgetown... Read Bio

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Timothy Jost, J.D.

Emeritus Professor - Washington and Lee University School of Law

Timothy Stoltzfus Jost, J.D., is an emeritus professor at the Washington and Lee University School of Law. Read Bio

Funding for this webinar was made possible by Grant No. 5R13HS018888-09 from the U.S. Agency for Healthcare Research and Quality (AHRQ). The views expressed by speakers and moderators do not necessarily reflect the official policies of the U.S. Department of Health and Human Services. Managed by AcademyHealth, the Research Insights Project convenes invitational meetings, holds webinars, and produces reports and issue briefs to foster discussion of existing, relevant research evidence among policy audiences that need to implement health reform and develop new policy.